Vegan Chocolate Coconut Banana Loaf {gluten-free}

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Vegan Chocolate Coconut Banana Loaf is a glorious gluten-free cake, intense with chocolate, chewy with coconut and beautifully moist from the banana. Covered with glossy chocolate and snowy with coconut flakes.

Vegan Chocolate Coconut Banana Loaf on a wooden board

I have been doing a lot of vegan baking recently. I am not and never will be vegan because all my food intolerances mean that I would be a very malnourished individual if I were. But that doesn’t mean I don’t appreciate the way that veganism has opened up so many opportunities in baking (how fascinating is aquafaba!)and alternative ways of eating and drinking (you know I am a fan of non-dairy milk!). I really appreciate vegan baking and I find when it works well the results can be incredible.

slices of Vegan Chocolate Coconut Banana Loaf on a wooden board

Recently I made a big mistake with one of my cake orders and agreed to make a vegan cake for a client that was based on one of my non-vegan recipes. Since I wanted the cake to resemble my original recipe as closely as possible I made compromises in the ingredients. For example, when making the buttercream I just swapped out regular butter for vegan butter. Have you seen the ingredients on the back of vegan butter? Palm oil is such a problematic ingredient (not sure why then google it) and something I wouldn’t normally bring into my kitchen at all. I was totally unhappy with the choices I was making to produce this cake and when I sat back and analysed the situation I realised I was making the same mistakes a ton of people make when they first start free-from baking. I was thinking that with a just a few ingredients swaps I could turn a tried and true recipe into a successful free-from recipe. But it doesn’t always work like that. In making like-for-like swaps you will often be making compromises, in flavour, in texture and in this case, environmental. This is something I learnt the hard way when first baking gluten-free and now I’m learning it all over again with vegan baking.

Vegan Chocolate Coconut Banana Loaf on a wooden board

I totally believe that for the most part vegan and gluten-free recipes should be built from the ground up (there are of course many exceptions). It does not always guarantee a successful recipe if you just substitute in vegan butter for regular butter or a gluten-free flour for regular flour. In hindsight I realised that instead of making a vegan buttercream for this vegan cake order what I should have been doing was to research another way of icing the cake, maybe using a cashew icing or coconut milk frosting. Both of which actually would have been delicious.

overhead shot of Vegan Chocolate Coconut Banana Loaf on a wooden board

I have got a long way to go in vegan baking but luckily I already have a few corking recipes up my sleeve to offer to vegan customers and friends and the one that is currently my favourite I am sharing with you today. I sell an awful lot of this particular Vegan Chocolate Coconut Banana Loaf and I’m not surprised, it’s an amazing chocolate cake and holds its own even with non-vegans and wheat eaters. It’s so bold in flavour and texture; intensely chocolatey, moist from the bananas and flecked with chewy desiccated coconut. The slices of this cake cut up huge so it is not a dainty loaf. This is a cake you need when the chocolate craving hits hard, it will fuel you and treat you.

Vegan Chocolate Coconut Banana Loaf on a wooden board

The hardest thing to replicate in vegan cakes are eggs. They provide many roles within the bake of your cake but the most important are to bind your cake together so it doesn’t fall apart and also to lift your cake so you’re not producing a pancake. My favourite way to substitute eggs in a cake is by using chia or flax eggs for the bind. This is basically chia or flaxseeds which have been mixed with water to create a sticky gel which you then just mix into the batter. For the cake to rise here I have opted for using bicarbonate of soda and vinegar which react with the coconut milk to lift the cake up.

On the gluten-free side of things I have used a three flour blend of white rice flour, oat flour and tapioca flour. I use this blend a lot in my chocolate recipes and find it works an absolute treat. However, I have been very mindful of late that I use a lot of gluten-free oat flour in my baked goods. This is because I love it, quite frankly, and I can eat it happily. However, I know for a lot of coeliacs and gluten intolerant that oat flour can be hard to handle. If you struggle with it then I recommend swapping it out for sorghum or teff flour. I have tested the recipe with each one and they are both lovely substitutes, it’s just I slightly prefer the version with oat flour.

slices of Vegan Chocolate Coconut Banana Loaf on a wooden board


If you make Vegan Chocolate Coconut Banana Loaf then please leave a comment below and/or give the recipe a rating. If you then go on to use this recipe as a launch pad for your own cake creation then I’d also love it if you’d share it and tag me on Instagram. It is so lovely for me to see your versions and variations of my recipes.


Vegan Chocolate Coconut Banana Loaf on a wooden board

Vegan Chocolate Coconut Banana Loaf on a wooden board

Vegan Chocolate Coconut Banana Loaf {gluten-free}

Vegan Chocolate Coconut Banana Loaf is a glorious gluten-free cake, intense with chocolate, chewy with coconut and beautifully moist from the banana.
Print Pin Rate
Course: Dessert
Cuisine: British
Prep Time: 25 minutes
Cook Time: 1 hour
Total Time: 1 hour 25 minutes
Servings: 10 people
Calories: 653kcal


  • 1 tablespoon ground chia seeds
  • 3 tablespoons water
  • 150 g white rice flour
  • 75 g oat flour
  • 50 g tapioca flour
  • 100 g desiccated coconut
  • 60 g cocoa powder
  • 2 teaspoons bicarbonate of soda
  • ¾ teaspoon salt
  • 200 ml coconut milk
  • 2 tablespoons apple cider vinegar
  • 3-4 bananas peeled and mashed, 300g
  • 300 g soft light brown sugar
  • 140 ml coconut oil melted
  • 2 teaspoons vanilla extract

Chocolate Glaze

  • 125 g vegan chocolate
  • 50 g coconut oil
  • 1 tablespoon maple syrup
  • pinch of salt
  • ¼ teaspoon vanilla extract
  • 70 g coconut flakes


  • Pre-heat oven to 180°C/160°C fan/gas mark 4. Grease and line a 9 inch loaf tin.
  • Make the chia egg by mixing the ground chia seeds in a small bowl with the 3 tablespoons of water. Place in the fridge and it should be ready to use by the time you get to that step.
  • Mix the flours in a large bowl with the desiccated coconut, cocoa powder, bicarbonate of soda and salt and set aside.
  • Pour the coconut milk and apple cider in a food mixer and beat until it's frothy, do not overbeat in case the coconut milk should separate.
  • Add the bananas, sugar, coconut oil, vanilla and the chia egg and beat together until smooth.
  • Spoon one third of the flour mixture in and mix until smooth, then the next third then mix, then the next*.
  • Pour the cake batter into the loaf tin and smooth the surface.
  • Bake for 1 hour or until an inserted cocktail stick comes out clean.
  • Turn the cake out onto a cooling rack and leave to cool before adding the glaze.

Chocolate Glaze

  • Combine all the ingredients (except the vanilla) in a bain marie or a glass bowl sitting over a saucepan of simmering water and melt together.
  • Remove from the heat and stir in the vanilla extract.
  • Leave the glaze to thicken slightly until it is at a consistency where the glaze will cling to the cake rather than running straight off down the sides.
  • Pour over the surface of the cake then sprinkle over the coconut flakes.


*You add the flour in thirds to ensure an even mix.


Calories: 653kcal | Carbohydrates: 76g | Protein: 6g | Fat: 40g | Saturated Fat: 33g | Sodium: 414mg | Potassium: 442mg | Fiber: 7g | Sugar: 42g | Vitamin A: 25IU | Vitamin C: 3.5mg | Calcium: 74mg | Iron: 3.8mg
Tried this recipe?Mention @FromTheLarder or tag #FromTheLarder!


I have a few loaf tins but this Loaf Tin 2lb Alan Silverwood is my absolute favourite. It’s just a great size, slightly bigger than your average 2lb loaf tin so bear in mind for some recipes. It is made of anodised aluminium so conducts heat brilliantly, making the cake bake evenly all the way through. It’s really hard wearing and pretty much completely non-stick but has no coating. However because of the anodised aluminium you mustn’t put it in the dishwasher or it will ruin.

It’s quite difficult to find good quality vegan chocolate that’s also well priced. I buy Dairy Free Dark Belgian Cooking Chocolate 1kg Bittersweet 55% Cocoa and I really like it. The only small issue with it is that it does contain soy but if that isn’t one of the allergies you need to be concerned about then I highly recommend it.

It’s not easy to buy certified gluten-free sweet rice flour in the UK, for some reason Bob’s Red Mill is astronomically expensive. However I have finally found a brand which is 100% certified gluten-free and it’s fantastic. The brand is yourhealthstore Premium Gluten Free Sweet Rice Flour (glutinous) 1kg

Oat flour can be picked up at most health food shops and if I run out that’s where I head to. However, like all alternative flours it can be expensive so I find the most economical way is to buy it online. I go through bags of the stuff as it’s the flour I use most regularly so I like to buy in bulk. My favourite brand is Bob’s Red Mill Gluten Free Whole Grain Oat Flour 400 g (Pack of 4) at a reasonable price. Even better if you go the subscribe and save option.

It’s not difficult to get hold of tapioca flour in the UK. You can often find 100g pots of Doves Farm Tapioca Flour in the supermarket but it’s quite costly and doesn’t give you very much. You can find more varied brands in health food shops in bags of about 500g. The cost depends entirely on the brand you purchase. My preferred brand is Bob’s Red Mill GF Tapioca Flour 500 g (Pack of 2) as it’s certifiably gluten-free and I order it through Amazon.

For the ground chia seeds I use Linwoods Milled Chia Seed, 200g which I love and you can get almost anywhere. I use ground chia seeds for my chia egg rather than whole chia seeds as I find it gels more effectively and quicker.

This post is not sponsored but the images above are affiliate links which means if you decide you want to use these link to make your purchases then Amazon gives me a small commission at no cost to you whatsoever. I will only recommend products I use in my kitchen and love. To learn more about how the data processing works when using these Amazon affiliate links then please visit my privacy policy page.

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  1. Hi, can you sub both flours so equal amounts of regular flour?

  2. Cristina omana says

    Can I I use sunflower oil of another oil instead of coconut? Thank you this cake look amizing! And do you think it can be done as muffins?

    • Hi Cristina, I would usually replace coconut oil with a very light flavourless olive oil. Yes, this cake can absolutely be made as muffins. It’s a very dense cake though so the muffins won’t rise very high.

  3. Looks so delicious and perfect for hosting!

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